Bitcoin and other cryptocurrencies may well be on the path to an odd form of adoption. However, I see nothing in this article demonstrating widespread use anywhere. There still appear to be serious technological impediments to cryptos for day-to-day transactions.

Further, crypto holdings in portfolios will not be the disruptive force many hoped for. When establishment figures, including insider-trading politicians, are all in, that means there is little threat to the cartelized financial sector.