What do you see as the long term impact of robotics and artificial intelligence on the job market? Do you agree that ever increasing automation will reduce job creation. It would seem that job preparation, college or high school, has not taken into consideration the true nature of the projected job market. But, even if suddenly preparation would align with job market needs the replacement of humans by machines is not going to be reversed. Just consider the jobs lost by self-driving cars and trucks. What do you see for the future? Will we have an ever increasing permanently unemployed? And, how do we get money into the hands of consumer when more of them are not fully employed?