Really great interview. I came here from a link on a bitcoin forum expecting a quack but the guy seems to be quite knowledgeable. I disagree on his overall conclusion about crypto not being a technological revolution but I have to defer to his clear knowledge on finance in general. I also heartily agree with him on his stance that financial education is sorely lacking among most of us and we are setting ourselves up for failure by not filling those gaps. His "hodl" style approach to index funds also makes sense. I am encouraged by his technological optimism too, nice to read someone who is a realist but doesn't carry a zero-sum point of view.