Hello Brad and Ashok,

I truly appreciate the level of engagement you both have for this topic. We are going to have to agree to disagree. I think that markets do fail, and frequently, in terms of discounting. I think this is a hole that should be explored and thoughtfully, especially when effects can be irreversible. You both believe that I misunderstand markets and their functioning, and that my criticisms are unwarranted.

I am certain that regardless of what I write in this comments space, or what you write, that we will not approach agreement. I hope to engage you as thoroughly with the next four posts, too : )

Again, thanks,

Jason