I appreciate your reply and the interview preceding it. However, readers need to understand the potential volatility (not to be confused with risk) of your approach. Taking DIVI as the only truly public and easily accessed example, it dropped from roughly $26 shortly after launching down to $13 earlier this year! That was a drop of 50% (and we all know you need a 100% rise to break-even after a 50% drop). The fall was actually more than the general market dropped in the GFC! As such, the 15% rise YTD is only a small fraction of the 100% bounce (from the bottom) that will be needed to make a new high. Indeed, the holders of DIVI may well need that 10 year commitment to see it establish its superiority. Volatility may not be the same as risk, but explaining that to someone with a paper loss of 50% is a thankless task.