One way to immediately spot something out of place is when a company is doing something that they normally shouldn't be doing, then it's time to call for the credit insurance company since they're the ones who keep an eye on the investment and liabilities when it comes to certain companies that tend to misbehave. At the same time, the people who are investing in their stocks would begin to lose faith should the unscrupulous activity keep happening since that's their money and time they've poured into the service! If I had the chance to keep an eye on something this important I would definitely do so since this is money we're talking about... hard-invested money that could disappear if not managed properly.