Before having the conversation about care giving plans to own here are 4 questions I ask for people to decide what plans to own to protect your cash flow, your commitments now and in the future, and to not disrupt your estate.

a. What conversations have you had with your family about your care giving and end of life decisions?

www.the conversationproject.org or www.lavineltcins.com to begin the conversation

b. Where do you want your care giving to begin?

c. Who will be responsible to manage or be responsible for your care giving?

d. Where will the funds come from to pay for your care and to continue the lifestyle for you and your family?

Care Giving Benefits (Long Term Care Insurance) is not a commodity which you shop to get quotes.

Have the conversation with an agent who is knowledgable and competent about LTC plans.

Let's begin the conversation.