Well, I have to comment on the ethics comparison (being that financial execs and people are no more unethical than the general population). I believe that and another belief springs to mind: Sure, but financial executives go to JAIL less than the general population. RAMPANT THEFT on Wall Street has led to just a handful of REAL punishment. JPM is a great example: the London Whale loses billions, Jamie Dimon offers up a "great performance" in one of those hard-hitting Congressional hearings, and NO ONE is punished but the share holders. THE COMPANY pays the Fines. This is the distinct difference and your missing this is quite honestly putting you in the middle of the road.