I am an engineer and have been aware of this for quite a while and I think the comments above are excellent. I completely agree that the FRB system has to go if humanity is going to make it but the concern I have is that it seems to me that FRB is an effect of the a more fundamental issue within human nature itself and it mirrors the FRB effect which is mathmatically a pyramid hiearchal structure. I refer to it as hiearchal domination as it relateds to the source energy creating it. Seems to me that it is a very old survival mechanism in many animals that has been around for a very long time way before money. FRB is just a distortion of this as human concensusnous evolved. It is reaching an evolutionary dead end for humans but how do you get the few who full well know this and control all the weapons, media and whatever that have ensalved most of humanity with this ethos to make this evolutionary shift? Its possible there are things at work way beyond FRB that is causing this distortion to stay in place. The above described mechanics are right on but the controlling energy in play executing the current state of affairs is another whole story in my observation.