As an advisor I feel you are on the right path with adding value to the service(s) we provided. Most advisors have been trained in many areas of financial services to include insurance planning, tax advice, business analysis, and budgeting--not just investments. Robo-advisors would be hard pressed to do all those things for just 25bps a year. I think human advisors should rise to the occasion and start competing on a higher level and offering a full service option to investors and earn the fee we charge!