Hello Charu,

Yes, seasons greetings to you as well. I really like what you have added to the discussion here. I agree that decision rules are an important part of attaining discernment. By the way, you might also like my post where I evaluate some of the more common mental models. Perhaps you have already seen it? https://blogs.stage.cfainstitute.org/investor/2014/10/07/skills-that-se…

Last, thank you for taking the time to share your wisdom!

Jason