The biggest issue with the monetary system in the world is the political influence that is normally ocherstrated by rich individuals. if I am worth several trillion dollars it means my net worth is higher than the GDP that of many countries. The policies that I want implemented will pass simply because I fund the country's top political campaigners, whoever gets to power has to pay the pipper, they will implement policies that are dear to me. If greed is near to my heart then it means the policies I will want implemented will push for me to earn more money, the biggest problem with money is that it's insatiable, it doesn't come with diminishing returns, so the more I have the more I want. Most controlling intreast in any countries seek to first protect their wealth and secondly increase it.

Most of the the financial regulatory institutions are nowadays toothless dogs that can bark all day but can't bite. You'll find multi national coperations, banks, hedge funds, insurance companies, mortgage lenders etc run the puppet governments and for external policies especially in third world countries they will give 'aid ' that comes with policies that aid them generate more wealth.

Is there any hope? Thus far it's bleek, the light at the end of the tunnel for sure is a rich mans train coming to run over what is left from the common folk. If we can separate politics and the financial systems, maybe just maybe there's hope, otherwise we wait for Jesus