A wealth of solid information, here. I'm not surprised when I hear people lament over their less-than-stellar planning for retirement years. It's an overwhelming "why do now what I can put off for later" mindset. Thinking ahead to potential illness and inablity to care for oneself puts people in an uncomfortable place, and articles like this do well to reset that way of thinking. An additional resource is th Cost of Assisted Living Guide with new 2013 numbers on Assisted Living Today's website: http://assistedlivingtoday.com/p/assisted-living/. Thanks for the thoughts here!