This discounts services and prefers commodities. How could an economy expand beyond physical capital values?

What is the creditworthy value of financial services? How do you secure a loan based on services that have yet to be performed?

And in a commodity preference world you have arbitrage by possession and or ownership, is there a commodity futures market allowed in these schemes? It seems to be easier to game real capital markets if you greatly discount the less tangible service sector.

Paralleling this discussion is the Skidelsky "Rise of the Robots" discounting of human labor through technology discussion. A fixed monetary based secured by real capital would accelerate wealth concentration because a primary and growing means to income for the masses is service related employment.