Hi ja,
Fixing the problem is complicated for many reasons, not the least of which are all the entrenched interests (including the private sector that makes money off of the current system). If - and this is a BIG if - the powers that be cooperated, we could shift health insurance toward Health Savings Accounts coupled with high deductible plans so that people take ownership of their health care dollars and pay for care at the point of service. As illustrated in the three articles, what we have today is NOT insurance, but rather semi-socialized health care. If we return to an insurance model and free markets, as described here, health costs would immediately come under control and health care productivity would blossom.