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Bridge over ocean
1 January 2010 Financial Analysts Journal Volume 66, Issue 1

Of Laws, Lending, and Limbic Systems

  1. William J. Bernstein

Over the past four centuries, financial crises have occurred at semi-regular
intervals of approximately once a decade. Their primary mechanism seems to be
the increasingly elastic nature of credit in the modern financial system. Recent
advances in neurophysiology and cognitive neuropsychology shed light on this
phenomenon and provide hints about how such crises might be mitigated in the
future.

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