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Bridge over ocean
1 September 1966 Financial Analysts Journal Volume 22, Issue 5

A New Approach to Life Insurance Evaluation

  1. Neale Leslie

Can a security analyst accurately compute the true book value and earnings of a life insurance company?

The author asserts that it is impossible to calculate either of these accurately with the data provided by life companies. In support of his contention he notes that net gain from operations is not profits. And in the case of the dual line companies—unless there is a separation of accounts—he says it is possible for a company to be showing a profit in its participating business, while losing in the non-participating.

The author also urges the establishment of uniform standards for appraisal of life stocks.

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