Bridge over ocean
1 November 2000 Financial Analysts Journal Volume 56, Issue 6

Problems with Health Insurance

  1. Robert Ferguson
  2. Dean Leistikow

The absence of universal health insurance in the United States covering all illness at an “affordable” premium is widely viewed as a problem to be solved. Actually, health insurance makes some people better off and others worse off. Poor people are among the most likely to be worse off under existing and proposed health insurance systems, particularly universal health insurance, than they would be without the schemes.

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