After a successful 20-plus year investing career, Joshua J. Myers, CFA, launched Cedars Hill Group to bring large market expertise to broader audiences. He primarily serves as an outsourced CIO/CFO for family offices, RIAs, and small-to-medium sized businesses. He started as an assistant trader at Susquehanna Investment Group during the Russian default and LTCM failure in 1998. Afterwards, he was head of fixed income at Penn Mutual Life Insurance during the global financial crisis (GFC). He traded distressed CMBS securities in the aftermath of the GFC at Cantor Fitzgerald and most recently was chair of the board for an oil production company during the COVID pandemic. He is a lifelong student of financial markets and writes about current events with a focus on the art of decision making and cognitive psychology.