Bill Pauley, CFA, CFP, is founder and portfolio manager for Southernmost Advisors, a quantitatively driven family office. He is an active researcher and has authored articles on a variety of financial topics. Prior to founding Southernmost Advisors, he was the head of the Client Portfolio Management Group for systematic strategies at Hartford Funds. His team was responsible for generating quantitative capital market research and performing product-level oversight in service of their clients. Pauley received his bachelor’s degree from Syracuse University and has completed coursework towards a Financial Mathematics Master's Degree from Johns Hopkins. He has also earned the right to use the Chartered Financial Analyst® designation, is a Certified Financial Planner professional, and is a member of CFA Society of Philadelphia.