Arben Zibri, PhD, CFA, is an AI product manager at Cardo AI, where he leads quantitative research on private credit and asset-based finance. He is co-author of the firm’s BDC research series, including the Credit BDC Sector Monitor and the BDC Distribution Sustainability Monitor. He has written more than 30 articles on asset-based finance and private credit, including the quarterly “State of Private Credit Fund Performance” report. His research focuses on portfolio construction, risk measurement, and benchmark design for private markets using regulatory filings. Previously, Zibri was director of model control for interest rate and credit derivatives at Morgan Stanley. He holds a PhD in economics and is a CFA charterholder.