JS
Joshua Sew Hoy (not verified)
23rd July 2026 | 5:39am

Hi Fabricio,

Great read! What are your thoughts on the paper Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice? The paper touches on home bias and mentions it can be rational as it allows investors the ability to access capital during black swan/tail events. That is, government might restrict the flow of capital to foreign investors when a war breaks out.

Perhaps some level over bias is justified for this reason? Although it would be difficult to quantify and I'm not so sure it fits the traditional risk/return framework as such risks are almost impossible to measure. (perhaps prediction markets could be used as a proxy). That said, in the rare event that such controls were imposed, the ability to access my own capital would be invaluable

Best,
Josh